DISCLAIMER:
Personal Responsibility. We aim to accurately represent the information provided on this website, blog, e-mails, programs, services, and products. You are acknowledging that you are participating voluntarily in using our website or blog or in any of our e-mails, programs, services, and/or products, and you alone are solely and personally responsible for your results.
You acknowledge that you take full responsibility for your finances and well-being, as well as the finances and well-being of your family and children (born and unborn, as applicable), and all decisions now or in the future. No Guarantees. Our role is to support and assist you in reaching your financial goals, but your success depends primarily on your own effort, motivation, commitment and follow-through.
We cannot and do not guarantee that you will attain a particular result, and you accept the risk that results differ by each individual. Each individual’s financial success depends on his or her background, dedication, desire, and motivation. As with any coaching services, your results may vary, and will be based on many variables, including but not limited to, your individual capacity, life experience, unique health and genetic profile, starting point, expertise, and level of commitment.

What we offer:
We offer Personalized life and financial coaching to assist clients in overcoming challenges and achieving desired outcomes. We provide online tools such as budget applications to help them improve their financial literacy, manage debt, and build a strong financial foundation, all while supporting their personal growth and development.  Our service is purely educational, personal growth and development.
We do not make any specific recommendations or investment advices.

 Investments:
Our focus is on educating the client on personal maney mangement, saving, debts and expenses.  We educte clients on the importance of investing for long-term growth such as 401K, IRA , real estate and stocks. You are liable for the final investment decisions you make. With any investments, there are risks involved, which could include losing part or all of your capital. You acknowledge that you take part in this risks and you release us from any liability for any investment decisions you make. We do not manage investments and firmly believe that clients should take charge of their finances including managing their own investments.

Refund:
No refunds allowed once service has been rendered.  We can provide additional session at the sole discretion of the coach.  By using this website, blog, e-mails, or any of our programs, services, or products, you implicitly signify your agreement to all parts of the above disclaimer.

ADVERTISING DISCLOSURE
 Links from our affiliates, sponsors, and partners may appear in this description. We will be compensated if you use these products, but there will be no additional cost to you.

CONTENTS DISCLAIMER
 Our agents are not a registered investment advisor. This content, the topics covered, and the ideas presented are the agents's opinions and are intended solely for entertainment and educational purposes. The information provided is not intended to be financial or legal advice. Always conduct your own research.